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Expert advice for all walks of life

As a Fee-Only advisor my fiduciary duty is to you alone.
Professional, practical, achievable solutions for your peace of mind

Expert advice for all walks of life

As a Fee-Only advisor my fiduciary duty is to you alone.
Professional, practical, achievable solutions for your peace of mind

Expert advice for all walks of life

As a Fee-Only advisor my fiduciary duty is to you alone.
Professional, practical, achievable solutions for your peace of mind

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Financial Planning Fundamentals

The World Cup of Financial Planning

Submitted by Concierge Financial Planning, LLC on June 24th, 2018

 

The World Cup is off to a great start. No sooner had I filled out my statistically based bracket, and the underdog Mexican team defeated the favored Germans. The revelry in Mexico allegedly set off a small earthquake! As you watch this exciting international contest this summer, keep in mind that the FIFA teams can teach us about more than just soccer.

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  • Financial Planning Fundamentals
  • Insurance
  • Investing
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Forget Keeping Up with the Jones’—Try Beating Them!

Submitted by Concierge Financial Planning, LLC on April 8th, 2018

blog-0404018-01.png“Arghhhh,” I head from the basement as I puttered around my kitchen on Sunday morning.

Tags:
  • Behavioral Finance
  • Financial Planning Fundamentals
  • Lifestyle
  • Retirement
  • Social Security and Medicare
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Six Steps to Financial Peace-of-Mind

Submitted by Concierge Financial Planning, LLC on March 3rd, 2018

 

“What about rising interest rates and the growing deficit?” asked Sue, a retiree, in a panicked tone of voice at a recent investment club meeting. “Isn’t anybody worried about these things? I am!” The other members of the club listened but were nonplussed.

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  • Behavioral Finance
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Olympics and Investing: The 1% Difference

Submitted by Concierge Financial Planning, LLC on February 19th, 2018

 

Tags:
  • Current Events
  • Financial Planning Fundamentals
  • Investing
  • Saving
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Start Small to Retire Big

Submitted by Concierge Financial Planning, LLC on December 9th, 2017

work retire_12112017.jpeg“I’ll never retire,” Jack said with exasperation.

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  • Financial Planning Fundamentals
  • Retirement
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How Political Climates Affect the Financial Markets

Submitted by Concierge Financial Planning, LLC on July 9th, 2017

 

If you’re a fan of political dramas on televisions, you’ll know that the turbulent world of politics has an affect on the global financial markets. But what about in real life? How much does art - if you can call shows like Scandal, Veep, and House of Cards art - imitate life, and vice versa?

The truth of the matter is that 2017 is turning out to be a bit of an unpredictable political year, and a lot of that can be boiled down to the win in November 2016, when Trump was elected President of the United States. And whether you are a pro or anti of his presidency, I think we all can agree that the political climate is ever changing. The truth of the matter is that surprisingly politics don’t have as much of an influence over markets as much as TV would like us to believe - in the long term.

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  • Current Events
  • Financial Planning Fundamentals
  • Investing
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What does it mean when your portfolio is up 10%?

Submitted by Concierge Financial Planning, LLC on June 20th, 2017

 

You receive portfolio performance reports every three months—a form of transparency that financial planning professionals introduced at a time when the typical brokerage statement was impossible to decipher.  But it might surprise you to know that most professionals think there is actually little value to any quarterly performance information, other than to reassure you that you actually do own a diversified portfolio of investments.  It’s very difficult to know if you’re staying abreast of the market, and for most of us, that’s not really relevant anyway.

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  • Financial Planning Fundamentals
  • Investing
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What’s Your Financial Blind Spot?

Submitted by Concierge Financial Planning, LLC on April 24th, 2017

 

“Ann, what’s my blind spot?” I was out to lunch with one of my favorite clients when he asked this simple question, “Everyone must have one, and I need to know what mine is,” he continued.

I couldn’t believe my ears. We had just finished our annual review and rebalance meeting and he had seen the numbers. I thought I had clearly laid out his main challenge area, but then again that’s why they call it a blind spot—you can’t see it. We would all be better off if we had an automated financial blind spot alarm—like in many of the more recent model vehicles that warn us of the potential danger in our car’s blind spot. In a way, that’s my job; to be the financial blind spot monitor.

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  • Financial Planning Fundamentals
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The Economics of Exercise: Earn Thousands for Retirement the Easy Way

Submitted by Concierge Financial Planning, LLC on February 23rd, 2017

 

What if I told you that there is a way to save for retirement without actually having to pinch pennies? You don’t have to deny yourself that shopping spree or that awesome trip. What’s more, you could potentially “save” hundreds of thousands of dollars. Does it sound too good to be true? Well, it’s not. All you have to do is exercise—hard!

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  • Financial Planning Fundamentals
  • Lifestyle
  • Retirement
  • Saving
  • Social Security and Medicare
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Is your Broker Driving your BMW?

Submitted by Concierge Financial Planning, LLC on February 10th, 2016

 

“Oh, I’d pick the one with the fancy car,” replied Mimi, a member of my investment club, in response to a question I had asked the group about choosing an investment advisor. I could not believe my ears! I had asked if they would choose the advisor in the fancy suit with the expensive BMW or the advisor with the well-worn handbag and a Honda CRV. Had I taught these ladies nothing?

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